Can the state’s small insurance companies survive reform?

Author Archives: William Perkins

William Perkins

About William Perkins

William Perkins has been in the insurance business for 25+ years as a broker and small business owner. His focus has been in employee benefits for employers. He is President of Northwest Marketing Resources, an insurance marketing company that has been providing products and services to agents and brokers in the four western states since 1985.

As we look at the implementation of the new Medical Loss Ratio (MLR) requirements that go into effect in 2011, there are two issues that have been overlooked as unintended consequences. Before I discuss those however, I think is important … Continue reading

Posted inEmployers, Plans, Reform, Washington State, insurance|Leave a comment

WA health isurance exchange: tough questions ahead

One big piece of reform that falls to the states is developing a health insurance exchange (or opting to let the Feds do it for them), and the Washington Office of the Insurance Commissioner’s Realization Committee has put forward some … Continue reading

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Will the medical loss ratio rules drive out carriers in WA?

Health Affairs and the Robert Wood Johnson Foundation have published a Health Policy Brief that looks at some of the issues related to the “medical loss ratio” requirement in the ACA, including whether it may drive some carriers out of … Continue reading

Posted inPlans, Reform, cost, insurance|Leave a comment

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